Organize your documents
If you are buying or refinancing a home -
1. If you are salaried: provide two years W-2 and one month of paystubs OR If you are self-employed: Provide two years tax returns and a YTD profit and loss statement.
2. If you own rental property, please provide rental agreements and two years tax returns.
3. Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
4. If applicable, provide a copy of divorce decree.
5. Please provide the contact information (or a copy) of your Homeowners Insurance.
6. If you are not a US citizen, provide us with a copy of your green card (front and back) or, if you are NOT a permanenet resident provide us with your H-1 or L-1 Visa.
If you are applying for a home equity loan -
1. If you are salaried: provide two years W-2 and one month of paystubs OR If you are self-employed: Provide two years tax returns and a YTD profit and loss statement.
2. If you own rental property, please provide rental agreements and two years tax returns.
3. Please provide a copy of the Deed on your first Mortgage. This will normally be found in your closing loan documents.
4. Please provide a signed letter explaining what you plan to do with the proceeds.
5. If applicable, provide a copy of divorce decree.
6. If you are not a US citizen, provide us with a copy of your green card (front and back) or, if you are NOT a permanenet resident provide us with your H-1 or L-1 Visa. |